About Pradhan Mantri Awaas Yojana-Gramin:
- It was launched in 2016 by restructuring the erstwhile rural housing scheme Indira Awaas yojana (IAY).
- It aims to provide financial assistance to eligible rural households, including houseless families and those living in zero, one, or two-room kutcha houses, to construct pucca homes with basic amenities.
- Target: the Government initially set a target of 95 crore houses for FY 2016–17 to FY 2023–24 and approved the continuation of the scheme for another 5 years (FY 2024–25 to FY 2028–29) with an additional target of 2 crore houses.
- Minimum unit size: Each house must have at least 25 sq. m, including a dedicated hygienic cooking area.
- Beneficiary Selection: It is carried out on the basis of housing deprivation parameters and exclusion criteria prescribed under the Socio-Economic Caste Census (SECC) 2011.
- Financial Assistance and Funding: The scheme provides direct financial support for house construction:
- Unit Assistance:₹1.20 lakh in plain areas and ₹1.30 lakh in hilly states (including North Eastern states, J&K, Ladakh, Himachal Pradesh, and Uttarakhand).
- Funding Pattern:
- The cost is shared between the Central and State governments in the ratio 60:40for plain areas and 90:10 for North Eastern and Himalayan states.
- For Union Territories without a legislature, the Centre provides 100% of the funding.
- Monitoring: The entire process is managed through e-governance solutions like the AwaasSoft Management Information System (MIS) and the AwaasApp mobile application.
