Recently, government of India launched the PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) Scheme.
About PM RAHAT Scheme:
It has prioritized life-saving intervention, financial certainty for hospitals, and a structured emergency response system for accident victims.
Features of PM RAHAT Scheme:
It will be integrated with the Emergency Response Support System (ERSS) enabling victims, Good Samaritans to locate the nearest designated hospital and request ambulance assistance.
Under the Scheme, every eligible road accident victim on any category of road will be entitled to cashless treatment up to ₹1.5 lakh per victim.
It is implemented through amalgamating the Electronic Detailed Accident Report (eDAR) platform of the Ministry of Road Transport and Highways with the Transaction Management System (TMS 2.0) of the National Health Authority.
Reimbursement: To hospitals will be made through the Motor Vehicle Accident Fund (MVAF).
In cases where the offending vehicle is insured, payment will be drawn from contributions made by General Insurance Companies.
In uninsured and Hit & Run cases, payment will be made through budgetary allocation by Government of India.
Grievance Redressal: Grievances will be addressed by a Grievance Redressal Officer nominated by the District Road Safety Committee chaired by the District Collector / District Magistrate.
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